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Home Insurance Costs with Deductible Scenarios in West Lafayette, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
West Lafayette, IN $192600 $685 $943
Yeoman, IN $84300 $495 $682
Fairfield, IN $101500 $504 $694
Colburn, IN $134600 $617 $849
Oxford, IN $73000 $462 $635
Wabash, IN $184700 $675 $929
Wea, IN $134600 $518 $713
West Point, IN $140300 $628 $865
Chalmers, IN $89000 $509 $700
West Lafayette, IN $192600 $685 $943

Impact of Coverage Amount on Home Insurance Cost In West Lafayette, IN

Coverage Amount Home Insurance Cost ($)
$100,000 $440
$200,000 $1,488
$300,000 $1,932
$400,000 $2,410
$500,000 $3,085
$750,000 to $1000,000 $3,567
Above $1000,000 $4,218


West Lafayette, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
West Lafayette, IN Average Home Insurance Cost$954.24
State Average Home Insurance Cost$847
Difference Vs national Average-269.76

Top Homeowners Insurance Companies in West Lafayette, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Allstate $1,168
Farmers $1,158
Indiana Farm Bureau $1,038

West Lafayette, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -124 830
One Claim +57 1011
Two Claims +134 1088