Home Insurance Costs with Deductible Scenarios in St. Joseph County, IN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Joseph County, IN	$118600	$566	$778
Wakarusa, IN	$133300	$615	$846
Hudson, IN	$118600	$583	$802
Centre, IN	$130500	$511	$704
St. Joseph County, IN	$118600	$566	$778
Dunlap, IN	$139800	$527	$725
La Paz, IN	$84700	$497	$684
Bremen, IN	$132200	$612	$843
Harris, IN	$210500	$620	$853
Portage, IN	$73500	$449	$618

---

Impact of Coverage Amount on Home Insurance Cost In St. Joseph County, IN

Coverage Amount	Home Insurance Cost ($)
$100,000	$580
$200,000	$1,930
$300,000	$2,749
$400,000	$3,225
$500,000	$4,128
$750,000 to $1000,000	$4,773
Above $1000,000	$5,644

---

---

St. Joseph County, IN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Joseph County, IN Average Home Insurance Cost	$787.64
State Average Home Insurance Cost	$847
Difference Vs national Average	-436.36

---

Top Homeowners Insurance Companies in St. Joseph County, IN

Insurance Provider	Average Homeowners Insurance Cost($)
Safeco	$1,217
Farmers	$1,158
Indiana Farm Bureau	$1,038
Cincinnati Insurance	$932

---

St. Joseph County, IN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-110	677
One Claim	+55	843
Two Claims	+95	882

---