Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in St. Joseph County, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
St. Joseph County $115,000 $406 $509
Wakarusa $125,000 $515 $543
Hudson $135,000 $514 $634
Centre $135,000 $524 $567
St. Joseph County $115,000 $406 $509
Dunlap $130,000 $516 $534
La Paz $90,000 $334 $393
Bremen $120,000 $421 $536
Harris $195,000 $815 $854
Portage $75,000 $305 $341

Impact of Coverage Amount on Home Insurance Cost In St. Joseph County, IN

Coverage Amount Home Insurance Cost ($)
$100000 $898
$250000 $1,077
$500000 $1,723
$750000 $2,240
$1000000 $2,868
More than $1000000 $3,316


St. Joseph County, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Joseph County, IN Average Home Insurance Cost$816
State Average Home Insurance Cost$932
Difference Vs national Average-408

Best Home Insurance Quotes & Estimates for Properties Near St. Joseph County, IN

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $153,000 $580 Ardmore Trl
$500- $1000 Deductible $98,000 $390 Downey Ave
$2500-$5000 Deductible $91,500 $210 Short St
$500- $1000 Deductible $131,000 $620 de Maude Ave
$500 Deductible $94,000 $410 W Eisenhower Dr
> $10,000 Deductible $309,500 $540 Hickory Dr
$2500-$5000 Deductible $54,000 $130 Southfield Creek
$500- $1000 Deductible $434,500 $1690 High Meadow Dr
$2500-$5000 Deductible $73,500 $180 Short St

Top Homeowners Insurance Companies in St. Joseph County, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Farmers $1,158
Indiana Farm Bureau $1,038
Cincinnati Insurance $932

St. Joseph County, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -41 775
One Claim +73 889
Two Claims +106 922