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Home Insurance Costs with Deductible Scenarios in Porter County, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Porter County, IN $173100 $658 $905
Michigan City, IN $89000 $494 $679
Lake County, IN $140100 $609 $839
Wanatah, IN $135700 $620 $853
LaPorte County, IN $126700 $583 $802
Porter, IN $213100 $623 $857
Westchester, IN $166500 $567 $780
Chesterton, IN $176300 $580 $798
Boone, IN $153300 $548 $754
Kingsbury, IN $110000 $563 $775

Impact of Coverage Amount on Home Insurance Cost In Porter County, IN

Coverage Amount Home Insurance Cost ($)
$100,000 $587
$200,000 $1,594
$300,000 $2,190
$400,000 $2,670
$500,000 $3,418
$750,000 to $1000,000 $3,952
Above $1000,000 $4,673


Porter County, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Porter County, IN Average Home Insurance Cost$915.84
State Average Home Insurance Cost$847
Difference Vs national Average-308.16

Top Homeowners Insurance Companies in Porter County, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Farmers $1,158
Indiana Farm Bureau $1,038
Cincinnati Insurance $932

Porter County, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -119 797
One Claim +55 971
Two Claims +119 1035