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Home Insurance Costs with Deductible Scenarios in Portage, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Portage, IN $73500 $449 $618
Berrien, MI $155500 $483 $665
Centre, IN $130500 $511 $704
Three Oaks, MI $157600 $577 $794
Cleveland, IN $130900 $512 $705
Hudson Lake, IN $116500 $578 $795
New Carlisle, IN $135700 $620 $853
Walkerton, IN $92700 $519 $714
Rolling Prairie, IN $160400 $665 $915
German, IN $139300 $526 $724

Impact of Coverage Amount on Home Insurance Cost In Portage, IN

Coverage Amount Home Insurance Cost ($)
$100,000 $729
$200,000 $2,573
$300,000 $3,538
$400,000 $4,282
$500,000 $5,481
$750,000 to $1000,000 $6,337
Above $1000,000 $7,494


Portage, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Portage, IN Average Home Insurance Cost$625.65
State Average Home Insurance Cost$847
Difference Vs national Average-598.35

Top Homeowners Insurance Companies in Portage, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Allstate $1,168
Farmers $1,158
Cincinnati Insurance $932

Portage, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -75 551
One Claim +50 676
Two Claims +88 713