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Home Insurance Costs with Deductible Scenarios in Michigan City, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Michigan City $95,000 $372 $440
Long Beach $430,000 $1,694 $1,972
Michiana $425,000 $1,700 $1,652
Kingsbury $110,000 $403 $485
Coolspring $135,000 $521 $595
Grand Beach $725,000 $2,751 $2,811
Ogden Dunes $325,000 $1,094 $1,299
Westville $100,000 $333 $434
New Durham $155,000 $559 $643
Berrien County $135,000 $531 $590

Impact of Coverage Amount on Home Insurance Cost In Michigan City, IN

Coverage Amount Home Insurance Cost ($)
$100000 $877
$250000 $1,052
$500000 $1,683
$750000 $2,188
$1000000 $2,801
More than $1000000 $3,239


Michigan City, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Michigan City, IN Average Home Insurance Cost$797
State Average Home Insurance Cost$932
Difference Vs national Average-427

Best Home Insurance Quotes & Estimates for Properties Near Michigan City, IN

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $278,500 $940 Kaye Ln
$500 Deductible $157,500 $540 Cricket Ct, Whipporwill Ave
$500- $1000 Deductible $74,000 $230 Chicago St
$500- $1000 Deductible $214,500 $720 Marquette Trl
$500 Deductible $79,000 $340 Patrick St
$500 Deductible $70,500 $300 Center St, Park Entrance Rd
$5000 to $10,000 Deductible $186,500 $450 E Garfield St, Main St
$2500-$5000 Deductible $436,000 $1110 Kaye Ln
$500- $1000 Deductible $273,000 $600 Patrick St

Top Homeowners Insurance Companies in Michigan City, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Allstate $1,168
Farmers $1,158
Cincinnati Insurance $932

Michigan City, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -80 717
One Claim +40 837
Two Claims +104 901