Home Insurance Costs with Deductible Scenarios in Michigan City, IN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Michigan City, IN	$89000	$494	$679
Long Beach, IN	$418900	$1111	$1,528
Michiana, MI	$480600	$1364	$1,877
Kingsbury, IN	$110000	$563	$775
Coolspring, IN	$131100	$513	$705
Grand Beach, MI	$757100	$1866	$2,568
Ogden Dunes, IN	$334800	$908	$1,250
Westville, IN	$88800	$473	$651
New Durham, IN	$154500	$549	$756
Berrien County, MI	$140900	$544	$748

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Impact of Coverage Amount on Home Insurance Cost In Michigan City, IN

Coverage Amount	Home Insurance Cost ($)
$100,000	$740
$200,000	$2,252
$300,000	$3,056
$400,000	$3,741
$500,000	$4,788
$750,000 to $1000,000	$5,537
Above $1000,000	$6,547

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Michigan City, IN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Michigan City, IN Average Home Insurance Cost	$687.73
State Average Home Insurance Cost	$847
Difference Vs national Average	-536.27

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Top Homeowners Insurance Companies in Michigan City, IN

Insurance Provider	Average Homeowners Insurance Cost($)
Safeco	$1,217
Allstate	$1,168
Farmers	$1,158
Cincinnati Insurance	$932

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Michigan City, IN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-83	605
One Claim	+62	750
Two Claims	+96	784

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