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Home Insurance Costs with Deductible Scenarios in Elkhart, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Elkhart $85,000 $259 $427
Cleveland $125,000 $344 $705
Jefferson $160,000 $572 $812
Calvin $125,000 $407 $691
Milton $165,000 $528 $938
Baugo $130,000 $397 $754
York $150,000 $458 $845
South Bend $85,000 $246 $446
Indian Village $125,000 $437 $691
Simonton Lake $145,000 $470 $814

Impact of Coverage Amount on Home Insurance Cost In Elkhart, IN

Coverage Amount Home Insurance Cost ($)
$100000 $876
$250000 $1,051
$500000 $1,681
$750000 $2,185
$1000000 $2,797
More than $1000000 $3,235


Elkhart, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Elkhart, IN Average Home Insurance Cost$796
State Average Home Insurance Cost$932
Difference Vs national Average-428

Best Home Insurance Quotes & Estimates for Properties Near Elkhart, IN

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $75,000 $300 Meadow Bank Ln, Shorelane E
$2500-$5000 Deductible $135,500 $370 Kenilworth Dr, Bridger Ct
$500- $1000 Deductible $96,000 $440 47th St, Oregon Ave
$500- $1000 Deductible $96,500 $380 Borneman Ave
$1000-$2500 Deductible $89,000 $250 The Circle
$500- $1000 Deductible $79,000 $300 Heatherfield Dr
$2500-$5000 Deductible $136,500 $330 Ellis St
$500 Deductible $245,500 $1270 Meadow Bank Ln, Shorelane E

Top Homeowners Insurance Companies in Elkhart, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Allstate $1,168
Farmers $1,158
Cincinnati Insurance $932

Elkhart, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -88 708
One Claim +64 860
Two Claims +103 899