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Home Insurance Costs with Deductible Scenarios in Elkhart County, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Elkhart County $125,000 $386 $598
Sparta $90,000 $278 $427
Bristol $130,000 $428 $531
Osceola $110,000 $326 $501
Clearspring $235,000 $733 $981
Cromwell $80,000 $242 $370
Penn $115,000 $360 $477
Simonton Lake $145,000 $470 $615
Shipshewana $155,000 $474 $616
Calvin $125,000 $407 $543

Impact of Coverage Amount on Home Insurance Cost In Elkhart County, IN

Coverage Amount Home Insurance Cost ($)
$100000 $906
$250000 $1,088
$500000 $1,740
$750000 $2,262
$1000000 $2,896
More than $1000000 $3,348


Elkhart County, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Elkhart County, IN Average Home Insurance Cost$824
State Average Home Insurance Cost$932
Difference Vs national Average-400

Best Home Insurance Quotes & Estimates for Properties Near Elkhart County, IN

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $66,000 $180 Chester St
$1000-$2500 Deductible $149,500 $590 N Oakland Ave
$1000-$2500 Deductible $122,000 $520 Conant St
$500 Deductible $107,500 $450 Clover Creek Ln, Appleblossom Ln
$2500-$5000 Deductible $136,500 $400 Chatham Pl
$500 Deductible $149,500 $700 Park Ct
$500 Deductible $59,500 $210 Johannes Ct
> $10,000 Deductible $319,500 $640 Shelburne Ct

Top Homeowners Insurance Companies in Elkhart County, IN

Insurance Provider Average Homeowners Insurance Cost($)
Safeco $1,217
Allstate $1,168
Farmers $1,158
Indiana Farm Bureau $1,038

Elkhart County, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -107 717
One Claim +49 873
Two Claims +115 939