Home Insurance Costs with Deductible Scenarios in Elkhart County, IN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Elkhart County, IN	$130800	$591	$814
Sparta, IN	$89600	$510	$702
Bristol, IN	$139400	$627	$863
Osceola, IN	$109200	$561	$773
Clearspring, IN	$257800	$797	$1,097
Cromwell, IN	$76000	$471	$648
Penn, IN	$116600	$486	$669
Simonton Lake, IN	$154600	$655	$901
Shipshewana, IN	$160900	$666	$916
Calvin, MI	$114100	$533	$734

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Impact of Coverage Amount on Home Insurance Cost In Elkhart County, IN

Coverage Amount	Home Insurance Cost ($)
$100,000	$632
$200,000	$1,856
$300,000	$2,574
$400,000	$3,054
$500,000	$3,909
$750,000 to $1000,000	$4,520
Above $1000,000	$5,345

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Elkhart County, IN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Elkhart County, IN Average Home Insurance Cost	$823.53
State Average Home Insurance Cost	$847
Difference Vs national Average	-400.47

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Top Homeowners Insurance Companies in Elkhart County, IN

Insurance Provider	Average Homeowners Insurance Cost($)
Safeco	$1,217
Allstate	$1,168
Farmers	$1,158
Indiana Farm Bureau	$1,038

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Elkhart County, IN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-99	725
One Claim	+66	889
Two Claims	+99	922

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