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Home Insurance Costs with Deductible Scenarios in Columbus, IN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Columbus, IN $145500 $619 $852
Hendricks, IN $116600 $579 $796
Hartsville, IN $87400 $504 $694
Hamblen, IN $189900 $710 $977
Columbus, IN $145500 $619 $852
Haw Creek, IN $99800 $538 $740
Elizabethtown, IN $71900 $458 $630
Clifford, IN $67800 $445 $613
Nineveh, IN $158300 $661 $910
Hope, IN $74800 $467 $643

Impact of Coverage Amount on Home Insurance Cost In Columbus, IN

Coverage Amount Home Insurance Cost ($)
$100,000 $565
$200,000 $1,720
$300,000 $2,289
$400,000 $2,914
$500,000 $3,730
$750,000 to $1000,000 $4,313
Above $1000,000 $5,100


Columbus, IN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Columbus, IN Average Home Insurance Cost$862.33
State Average Home Insurance Cost$847
Difference Vs national Average-361.67

Top Homeowners Insurance Companies in Columbus, IN

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,168
Farmers $1,158
Indiana Farm Bureau $1,038
Cincinnati Insurance $932

Columbus, IN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -103 759
One Claim +52 914
Two Claims +103 966